Enroll Now

Online Customer

Get Our Free
Mobile Banking App
  And Manage Your Finances

Anywhere, Anytime.
It's Banking At The

Speed Of Life!

Learn More

 Grayson Weather

Independence Weather

Independence Webcam

Whitetop Weather

Whitetop Webcam

 Quick Links

Mobile Deposit FAQ

Mobile Banking

  Order Checks

  Investor Relations

  Re$ubmitIt® Service

eStatements

Financial Tools

FDIC Insurance Button

Online Fraud Button

 

Personal Loans and Mortgages

Sooner or later, we all need to borrow some extra funds. It could be a loan to buy a new home or replace the roof on the home you own, to pay for a well-earned new car at graduation or the wedding she's always dreamed of having. Whatever the need, Grayson National Bank is here to help with a variety of loan and mortgage products to fit your needs, all at competitive rates. So come in and talk to us – because when you need a loan, the first thing we lend is an ear.

Mortgage and Construction Loans

  • We help you determine how much you can afford to finance
  • Get an estimate of your payments with our Mortgage Calculator
  • Financing for purchase or construction of new or vacation homes
  • Mortgage loans up to 20 years available through GNB and kept locally
  • Secondary mortgage loans up to 30 years available through Robin Fincher (NMLS #641051), Grayson National Bank Mortgage Broker; call 276/238-1404 to setup an appointment*
  • Re-financing available for existing mortgages

Auto and Recreational Vehicle Loans

  • Loans available for new and pre-owned cars, trucks, campers, RVs, ATVs and other vehicles
  • Always competitive rates, especially on pre-owned vehicles

Personal Loans

  • For any planned or unexpected expenses – wedding, vacation, family emergency, student expenses, etc.
  • Gives you a set schedule of repayment
  • Estimate your payments with our Loan Payment Calculator
  • Flexible terms available

Home Improvement Loans

  • For repairs, remodeling, replacing heat/cooling units or other major expenses
  • Flexible terms available

Home Equity Loans

  • Use the equity in your home to get the funds you need
  • Use the money for repairs, remodeling or personal expenses
  • The interest you pay may be tax deductible
  • Flexible terms available

Home Equity Lines of Credit

  • Use the equity in your home as a revolving source of funds to be used as needed
  • Rates as low as prime plus 0% APR to qualified applicants
  • Funds can be used to consolidate or pay off loans with higher rates or credit card bills, or for medical emergencies, home repairs, large purchases, etc.
  • The interest you pay may be tax deductible
  • No closing costs, application fee, transaction fee, appraisal/title search fee, attorney fee, or maintenance fee

Click here to see a listing of Grayson National Bank Owned Properties.

*Secondary mortgage loans are arranged through our Grayson National Bank Mortgage Broker and are not held by Grayson National Bank.

Privacy Policy