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Personal Loans and Mortgages
Sooner or later, we all need to borrow some extra funds. It could be a loan to buy a new home or replace the roof on the home you own, to pay for a well-earned new car at graduation or the wedding she's always dreamed of having. Whatever the need, Grayson National Bank is here to help with a variety of loan and mortgage products to fit your needs, all at competitive rates. So come in and talk to us – because when you need a loan, the first thing we lend is an ear.
Mortgage and Construction Loans
- We help you determine how much you can afford to finance
- Get an estimate of your payments with our Mortgage Calculator
- Financing for purchase or construction of new or vacation homes
- Mortgage loans up to 20 years available through GNB and kept locally
- Secondary mortgage loans up to 30 years available through Robin Fincher, Grayson National Bank Mortgage Broker; call 276/238-1404 to setup an appointment*
- Re-financing available for existing mortgages
Auto and Recreational Vehicle Loans
- Loans available for new and pre-owned cars, trucks, campers, RVs, ATVs and other vehicles
- Always competitive rates, especially on pre-owned vehicles
Personal Loans
- For any planned or unexpected expenses – wedding, vacation, family emergency, student expenses, etc.
- Gives you a set schedule of repayment
- Estimate your payments with our Loan Payment Calculator
- Flexible terms available
Home Improvement Loans
- For repairs, remodeling, replacing heat/cooling units or other major expenses
- Flexible terms available
Home Equity Loans
- Use the equity in your home to get the funds you need
- Use the money for repairs, remodeling or personal expenses
- The interest you pay may be tax deductible
- Flexible terms available
Home Equity Lines of Credit
- Use the equity in your home as a revolving source of funds to be used as needed
- Rates as low as prime plus 0% APR to qualified applicants
- Funds can be used to consolidate or pay off loans with higher rates or credit card bills, or for medical emergencies, home repairs, large purchases, etc.
- The interest you pay may be tax deductible
- No closing costs, application fee, transaction fee, appraisal/title search fee, attorney fee, or maintenance fee
Click here to see a listing of Grayson National Bank Owned Properties.
*Secondary mortgage loans are arranged through our Grayson National Bank Mortgage Broker and are not held by Grayson National Bank.