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Personal Loans and Mortgages

Sooner or later, we all need to borrow some extra funds. It could be a loan to buy a new home or replace the roof on the home you own, to pay for a well-earned new car at graduation or the wedding she's always dreamed of having. Whatever the need, Grayson National Bank is here to help with a variety of loan and mortgage products to fit your needs, all at competitive rates. So come in and talk to us – because when you need a loan, the first thing we lend is an ear.

Mortgage and Construction Loans

  • We help you determine how much you can afford to finance
  • Get an estimate of your payments with our Mortgage Calculator
  • Financing for purchase or construction of new or vacation homes
  • Mortgage loans up to 20 years available through GNB and kept locally
  • Secondary mortgage loans up to 30 years available through Robin Fincher (NMLS #641051), Grayson National Bank Mortgage Broker; call 276/238-1404 to setup an appointment*
  • Re-financing available for existing mortgages

Auto and Recreational Vehicle Loans

  • Loans available for new and pre-owned cars, trucks, campers, RVs, ATVs and other vehicles
  • Always competitive rates, especially on pre-owned vehicles

Personal Loans

  • For any planned or unexpected expenses – wedding, vacation, family emergency, student expenses, etc.
  • Gives you a set schedule of repayment
  • Estimate your payments with our Loan Payment Calculator
  • Flexible terms available

Home Improvement Loans

  • For repairs, remodeling, replacing heat/cooling units or other major expenses
  • Flexible terms available

Home Equity Loans

  • Use the equity in your home to get the funds you need
  • Use the money for repairs, remodeling or personal expenses
  • The interest you pay may be tax deductible
  • Flexible terms available

Home Equity Lines of Credit

  • Use the equity in your home as a revolving source of funds to be used as needed
  • Rates as low as prime plus 0% APR to qualified applicants
  • Funds can be used to consolidate or pay off loans with higher rates or credit card bills, or for medical emergencies, home repairs, large purchases, etc.
  • The interest you pay may be tax deductible
  • Loan origination fee applies
  • No closing costs, application fee, transaction fee, appraisal/title search fee, attorney fee, or maintenance fee

Click here to see a listing of Grayson National Bank Owned Properties.

*Secondary mortgage loans are arranged through our Grayson National Bank Mortgage Broker and are not held by Grayson National Bank.

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